Personal Savings

My Bank. My Community.

Our personal banking programs are designed to make your life better — easier and more efficient —  while keeping your privacy and security our first priority.

FSWB Bird Icon SAVINGS Accounts

Personal Savings

A savings account to start putting away those pennies and earning more.

Earns interest. If balance falls below $100 during a month, there is a $2 fee. 
This account can have six (6) debits per month at no charge; $2 for each debit in excess of six (6) per month.
Minimum opening deposit, $100

Savings Club

You can set up auto deposit into this account to save for your goal, whether it's for a vacation or the holidays.
Close the account to receive your funds.

Earns interest. No fees. Closes out when withdrawal is made.
Minimum opening deposit, $25

Youth Savings

Start teaching good financial literacy habits to your child early on.

Earns interest. Higher interest can be paid for minimum balance in excess of $2,500. If balance falls below $25 during a month, there is a $2 fee.
This account can have six (6) debits per month at no charge; $2 for each debit in excess of six (6) per month.
Minimum opening deposit, $25

Eagle Youth Savings

When a parent has a primary account, your child earns a higher rate of interest on their savings.

Parent or guardian is required to have a primary account with First Southwest Bank. Higher interest can be paid for minimum balance in excess of $2,500. If balance falls below $25 during a month, there is a $2 fee. This account can have six (6) debits per month at no charge; $2 for each debit in excess of six (6) per month.
Minimum opening deposit, $25

Health Savings Accounts (HSA)

A pre-tax contributed, supercharged flexible medical care spending account that can serve as an extra retirement-savings fund. Open to those with a high deductible health plan. Contributions may be tax deductible. Contribute annually before tax day, 4/15.

Earns interest. Check Card available. No fees.
Minimum opening deposit, $100



For full disclosures, account fee information and other terms, rates and information,
please stop by or call the branch location most convenient for you. Information subject to change.