Personal Savings

My Bank. My Community.

Our personal banking programs are designed to make your life better — easier and more efficient —  while keeping your privacy and security our first priority.

FSWB Bird Icon SAVINGS Accounts

Personal Savings

A savings account to start putting away those pennies and earning more.

Earns interest. If balance falls below $100 during a month, there is a $2 fee. 
This account can have six (6) debits per month at no charge; $2 for each debit in excess of six (6) per month.
Minimum opening deposit, $100

Savings Club

You can set up auto deposit into this account to save for your goal, whether it's for a vacation or the holidays.
Close the account to receive your funds.

Earns interest. No fees. Closes out when withdrawal is made.
Minimum opening deposit, $25

Youth Savings

Start teaching good financial literacy habits to your child early on.

Earns interest. Higher interest can be paid for minimum balance in excess of $2,500. If balance falls below $25 during a month, there is a $2 fee.
This account can have six (6) debits per month at no charge; $2 for each debit in excess of six (6) per month.
Minimum opening deposit, $25

Eagle Youth Savings

When a parent has a primary account, your child earns a higher rate of interest on their savings.

Parent or guardian is required to have a primary account with First Southwest Bank. Higher interest can be paid for minimum balance in excess of $2,500. If balance falls below $25 during a month, there is a $2 fee. This account can have six (6) debits per month at no charge; $2 for each debit in excess of six (6) per month.
Minimum opening deposit, $25

Health Savings Accounts (HSA)

A pre-tax contributed, supercharged flexible medical care spending account that can serve as an extra retirement-savings fund. Open to those with a high deductible health plan. Contributions may be tax deductible. Contribute annually before tax day, 4/15.

Earns interest. Check Card available. No fees.
Minimum opening deposit, $100




Use our convenient online application to apply for a checking or savings account.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
 
To help the US Government fight the funding of terrorism and money laundering activities, Federal law requires all financial
institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information
that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.‚Äč